March 30, 2004

Randy Williams will give an overview of insurance and investments for the computer consultant.

Topics include:

Health Insurance

  • HMO, PPO, or Traditional
  • HAS, or High Deductible Standard Plan
  • Group or Individual
  • OMIP
  • Why is it so expensive?

Disability Insurance

  • Income Replacement
  • Accident Insurance

Credit InsuranceLife Insurance

  • Term and Permanent


  • Annuities
  • Mutual Funds

Randy L. Williams began his career in the insurance industry inPortland, in 1987. The major area of his practice has been working withsmall business owners, helping them keep more of the money that theirbusiness earned. These endeavors led naturally to employee benefitplans, such as pensions and Section 125 (cafeteria) plans, key employeebenefits, and investment products like annuities and mutual funds. Itis nearly impossible to offer all of the types of insurance thatbusiness owners need while working with a single company. This requiredhim to become an independent producer, so he could offer the bestproducts to meet the needs of his clients, regardless of what companysold them. He now represents most of the major insurance providers thatoffer coverage in Oregon and Washington.

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